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Sep 4, 2018
4 min

Money at work

While my family and I took the day to enjoy each others company on Labor Day, I started thinking about how people work their whole lives...

182 views

Stephen Gardner

Aug 28, 2018
3 min

The grieving widow

For me, being married has been the single greatest blessing in my life. My three children are also a blessing in my life. There is...

267 views

Stephen Gardner

Aug 24, 2018
4 min

A little switch made all the difference

I have found it is easy to go about your day or month or year or life doing things the way you have always done them. Most times not...

187 views

The Pumpkin Retirement Plan: Cultivate the Best Investments and Prune the Worst

Stephen Gardner

Aug 23, 2018
5 min

The Pumpkin Retirement Plan: Cultivate the Best Investments and Prune the Worst

Right now I can’t get on the internet without seeing Donald Trumps orange face and the next amazing pumpkin recipe. The internet has...

118 views

Stephen Gardner

Aug 10, 2018
5 min

What were up against to retire.

Most people never stop to consider all the hurdles they have to clear in order to retire. There are many obstacles we are up against as...

111 views

Stephen Gardner

Jul 3, 2018
5 min

Tow Truck Case Study 2

After working with many tow truck drivers and business owners, I've come to realize just how hard the towing business is. Long days, hot...

175 views

Stephen Gardner

Jul 1, 2018
4 min

The Millennial Money Map

Millennials are given a lot of crap, but I find them to be an interesting generation. They look at life and money and experiences...

145 views

Stephen Gardner

Jun 20, 2018
3 min

The wrong product completely

Recently my wife and I went on a group date. While my wife and her friend were off visiting with another group of friends, I got to...

101 views

Stephen Gardner

Jun 18, 2018
4 min

Not what it seems...better.

There are large stone structures that scientists have a hard time explaining to this day. Structures like the Great Pyramids, Stonehenge,...

92 views

Stephen Gardner

Jun 13, 2018
5 min

Chiropractor - Case Study

It's a chiropractors job to get your spine adjusted correctly. When our spine is in proper alignment we feel better, sleep better, heal...

383 views

Stephen Gardner

Jun 12, 2018
4 min

Airplane Business - Case Study

This strategy will leave you flying high and in first class. I'm fortunate to know many of the brightest people in the insurance world. I...

69 views

Stephen Gardner

Jun 10, 2018
7 min

Tow Truck Business-Case Study

One of my great joys of being in the insurance business, offering custom designed cash value policies built to help clients be their our...

210 views

Do as they do, not at they say. Seriously!

Stephen Gardner

Jun 8, 2018
3 min

Do as they do, not at they say. Seriously!

When it comes to banks and money, you need to do what they do and NOT what they say. This is true with how they lend money, the assets...

55 views

Stephen Gardner

Jun 6, 2018
8 min

Buy cars the smart way!

I want to share some real numbers I put together to help a client of mine purchase a truck from the insurance plan he set up several...

233 views

Stephen Gardner

Jun 5, 2018
3 min

Real Estate The Life Insurance Way

Just over six years ago I met an incredible client for the first time. She had her head on straight when it came to business and planning...

79 views

What you save matters most for most your life.

Stephen Gardner

Jun 4, 2018
4 min

What you save matters most for most your life.

When it comes to money, most people tend to only see two worlds for growing their money. One world is Wall Street and the other world is...

69 views

Your past and present can never catch up to your future.

Stephen Gardner

May 31, 2018
3 min

Your past and present can never catch up to your future.

Once people fully grasp how incredible life insurance is for ensuring your family has money after you are gone, you realize you are...

44 views

Stephen Gardner

May 29, 2018
3 min

Money not up in smoke

I love when I come across a story of someone who used their cash value life insurance plan to start, stabilize or grow their business. Of...

29 views

Stephen Gardner

Apr 12, 2018
3 min

Don't be fooled by misdirection

Magicians use something called misdirection to distract us from what they are really doing or about to do. It may be calling our...

34 views

Stephen Gardner

Apr 11, 2018
3 min

Choose your mentor wisely

Have you ever been at an industry conference or in a room with people that do the same things as you, only to realize some of these...

37 views

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